If you are going to be buying a new car, then there are a lot of things that you need to take into consideration. It is a big purchase, so you have got to make sure that you have done your research into the field to ensure that you are as knowledgeable as possible before you set out to buy a car. In this article, we are going to be giving you some advice that can help! So, if you want to know more about what you should be thinking about when looking to buy a car, keep reading down below.
Second Hand Or New?
One of the very first things that you have got to think about is whether you want a second-hand car or a new one. There are going to be a number of things that will determine which choice you pick, one of which is going to be money, another of which could be the fact that you simply prefer a second-hand car. Some people do, it’s not unheard of! So, you have got to look into the pros and cons of each before you can decide which you should go for. On the one hand, buying a second-hand car is going to be the cheaper option, but there is a far higher risk that you are going to experience some kind of issue with the car in the near future. On the other hand, a new car is going to cost you quite a lot more, but you are less likely to experience issues with it.
This is going to be one of the most important decisions you are going to have to make when buying a car. It’s important to understand what you are getting yourself into. When you buy a new car, you expect it to last a lot longer than something that is second hand. But, if you can’t afford to buy new, then the second hand will be the alternative. Make sure that you are okay with this before you start shopping around!
How Are You Going To Pay?
You have got to think about how you are going to pay for this car. You can look into car finance from a number of different places, and there are plenty of options for you to consider here. If you can’t afford to buy your car outright, then you are going to have to look into alternative methods of payment. If you are one of the lucky people who are able to just pay for it all there and then, this is going to be the best option.
If you’re not paying it all upfront, then you’ve got to do some research into the different types of finance that are going to be on offer to you. The most common ones are Hire Purchase and Lease Purchase. If you take some time to look up each of these options, you are going to find it a lot easier to understand the best way to pay for your car. For this reason, you’ve got to know whether you want to keep the car indefinitely, or only for a specified amount of time.
Use A Trusted Dealer
Something else that we highly recommend is that you use a trusted dealer. You should never purchase a car from someone that doesn’t have good reviews online, or that you don’t already know. The reason for this is that people lie when trying to sell you a product, and we are not saying that this is definitely going to happen, but you don’t want to get sucked into anything that you are not aware of. Some companies even put extra parts in the contract, and you don’t know about them until they start impacting you. Always look up the company you want to buy from before you make a purchase so that you can be sure they have your interests at heart when helping you purchase a car.
This is going to be the same, whether you are buying from a used car dealership or a new one. Just ensure that you are reading all of the fine print in the contract that they give you, and getting everything that has been agreed!
Find One You Love
You don’t want to buy a car that you think is just alright, especially for the amount of money that you are paying for it. It’s got to be something that you love, or at least, really like to be worth paying what you are about to. As such, you don’t want to be settling for just any old car that has four wheels and moves. Well, unless you don’t care much about cars and then this is probably going to be enough for you. But, if you are someone who likes cars, and wants to have something that looks good as well as runs, then you’ve certainly got to think about shopping around and not just purchasing the first car you see.
Check Out Insurance Rates
Insurance is going to be more expensive on some cars than others, so make sure that you’ve looked into insurance rates before you commit to a purchase. It is no good buying a car and then not being able to afford to pay for insurance because this makes the car kind of redundant as it can’t be driven. Check out a range of different websites to find the place that offers you the best cover at the best price and then you can decide whether or not to make the purchase of a specific car.
Don’t just take the first quote that you get as gospel here either, because that is a mistake that a lot of people make. Just because the first quote has one number on it, doesn’t mean that another company can’t offer you the same or similar policy for less money. You might not be able to find it cheaper, but you might so there is always a point in looking!
Think About All The Additional Costs
It’s not even just insurance that you have got to think about on top of the car, it is also other things like petrol, maintenance and all sorts of other expenses. If your car breaks down, then you are going to have to pay a company to come and help you out. Even if you have breakdown cover on your insurance policy, you are still going to have to pay the excess that the policy requires to be able to get the help you need. Then think about all the petrol that you are going to have to pay just to get around all the places that you need to go! The price is massive, so you’ve got to make sure that you can afford it before making the purchase.
Take It For A Test Drive
We all know the old saying ‘try before you buy’ and this is certainly something that you should be doing when you are buying a car. You need to know how well it drives, what it feels like if it’s comfortable and so on which are all things that you can’t figure out without actually driving it. If the company that is selling the car won’t let you take it for a test drive, then you should take this as an immediate red flag. Real dealers know that you need to be able to see how the car handles and how you feel in it before you can commit to buying it, so they will always let you take it for a spin. Anything other than this, and you can be pretty confident there is a reason that they don’t want you driving the car.
Get The Best Price For Your Old Car
If you are going to be buying a new car, then you want to do your best to get a good price for your old one. This is going to go a long way to helping you pay for the new one. Whether you decide to sell it online using one of the platforms that allow you to do this, or to a professional used car dealership doesn’t matter, as long as you are getting a price that you think is fair. Make sure that you have some kind of figure in mind before you try to sell the car, or else you might end up accepting a price that is way lower than it should be.
We hope that you have found this article helpful, and now have a better idea about some of the things that you need to be thinking about when buying a car. Put this advice into practice, and you are going to come out with something that you love, having thought about all the possible expenses and having made the right choice on the car you want. Good luck, and we hope that you find a car that you adore sooner rather than later.